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First-Time Home Buyers
For First-Time Home Buyers, it is especially important to work with a licensed mortgage broker who has the time and knowledge to handle your specific needs.
With access to numerous mortgage lenders (including Scotiabank and TD Canada Trust) as well as specific knowledge on government assistance programs and the flexibility to deal with all questions at your convenience, the team at Oake Mortgage can assist you with your situation when it comes to mortgage financing. Speak with a member today to see how their knowledge can assist you in entering one of the most sought after real estate markets in the world...with confidence!
There are four items that make or break a mortgage application; employment, down payment funds, subject property itself, and an individuals credit report.
A person's credit report is essentially a reflection of your historical credit behavior - credit cards, car loans, student loans, lines of credit, etc. In order to obtain an approval for financing your credit bureau is the first item reviewed. Once an application is completed a member of the Oake Mortgage team will take the time to provide insight on your report and share how to improve or maintain your current standing!